Your end goal

“Think about it: It’s senseless to have making money as your goal as money has no intrinsic value—its value comes from what it can buy, and it can’t buy everything. It’s smarter to start with what you really want, which are your real goals, and then work back to what you need to attain them. Money will be one of the things you need, but it’s not the only one and certainly not the most important one once you get past having the amount you need to get what you really want.”

Ray Dalio

Subjective adjectives like “spicy” or “attractive” — are misleading.

“Rich” also falls under this category.

But why focus on commas in a bank account when you have no clarity on what it’s for?

Will your new Mercedes, Yeezys, or job title get you to your dream situation?

What’s your end goal?

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Whats my end goal you ask? “Retire by 35” and live off the 4% rule.

I’ve been studying a type of lifestyle called FIRE

Financial Independence, Retire Early a financial movement defined by frugality and extreme savings and investment.

Not sure if 35 will end up being the age but I focus more on the decisions I make today and this year to hopefully reach that point:

  • Pay debt aggressively

  • Invest carefully

  • Decentralizing your income

  • Working for a great firm and compounding the lessons learned

Learn more about the 4% rule (FIRE)