Compound interest.

Think back to middle school math:

and the quote below:

“Habits are the compound interest of self improvement.”

Is one of several ways James Clear, author of the ‘self help’ outlier Atomic Habits, explains the value of effective habit building.

Too often we praise good habits and neglect bad ones. As James says early in the book, habits are a double edged sword.

Breaking away from bad habits over time are equally as important as building good habits. The truth lies in the equation above.

What creates gains in compound interest falls on the frequency of interest applied per time period and length of time.

View the ‘n’ variable as every workout, every early morning, every instance you refrain from impulsive spending.

The more positive inputs applied, the higher return.

One of my favorite podcasts by James

I find his best work on Twitter, which you can follow here